divorce
Published On: May 3, 20235.5 min read

Terms such as contested, uncontested, no-fault, default, and simplified divorce are often used as though they describe completely different legal proceedings. In practice, some describe how a case is filed, while others describe whether the spouses agree about the decisions that must be made.

Mediation is another source of confusion. It is not a separate legal type of divorce. It is a process couples may use to work toward agreements before or during a court case.

The available options and terminology vary by state. This overview focuses primarily on divorce in Illinois and Wisconsin, where CEL & Associates provides mediation services.

Illinois and Wisconsin Use No-Fault Divorce

Illinois and Wisconsin are no-fault divorce states. A spouse generally does not have to prove adultery, abandonment, cruelty, or another form of marital misconduct to obtain a divorce.

Under the Illinois Marriage and Dissolution of Marriage Act, the legal basis for divorce is that irreconcilable differences have caused the irretrievable breakdown of the marriage.

Wisconsin law similarly requires a finding that the marriage is irretrievably broken. The Wisconsin Court System’s divorce and family-law resources provide forms and general procedural information for divorce and legal-separation cases.

No-fault divorce does not mean conduct is always irrelevant. Financial misconduct, abuse, parenting behavior, concealment of assets, or other actions may affect particular issues. It means that a spouse generally does not need to prove fault as the legal ground for ending the marriage.

Uncontested Divorce

A divorce is generally considered uncontested when the spouses agree on all the issues that must be resolved.

Depending on the family, an agreement may address:

  • Division of property
  • Responsibility for debts
  • Maintenance or spousal support
  • Parenting time
  • Significant decisions for children
  • Child support
  • Insurance
  • Taxes
  • Retirement accounts
  • Future dispute-resolution procedures

An uncontested case still requires court filings and judicial approval. The court does not simply accept every proposed term without review, particularly when children are involved.

The term “uncontested” also does not necessarily mean that the process was easy. A case may begin with significant disagreement and become uncontested after negotiation, mediation, information exchange, or independent legal advice.

Contested Divorce

A divorce is contested when the spouses disagree about one or more issues that must be resolved before the case can be completed.

Disagreements may involve:

  • Whether property is marital or nonmarital
  • The value of a home, business, or retirement account
  • Allocation of debts
  • Maintenance
  • Parenting schedules
  • Decision-making responsibilities
  • Child support
  • Relocation
  • Whether financial information is complete

As Illinois Legal Aid Online explains, a contested divorce may require additional hearings and processes. If the spouses cannot reach an agreement, a judge ultimately decides the unresolved issues.

A contested case does not necessarily proceed through a full trial. The spouses may resolve some or all of their disagreements through negotiation or mediation while the court case remains pending.

Default Divorce

A default may occur when one spouse properly starts the divorce case and gives the required notice, but the responding spouse fails to participate within the required period.

The filing spouse does not automatically receive everything requested. That person must still follow the required procedures, provide evidence, and obtain a judgment from the court. When children are involved, the court must continue to consider their best interests.

A default judgment can have serious consequences for property, support, and parenting matters. Anyone who has received divorce papers or missed a response deadline should promptly obtain legal advice rather than assuming the case cannot proceed.

Joint Simplified Dissolution in Illinois

Illinois provides a joint simplified dissolution procedure for certain married couples who meet a detailed set of eligibility requirements.

The procedure is intended for relatively straightforward cases. Among other requirements, the spouses must agree on all terms, have no children together, meet financial and property limitations, and waive maintenance.

The complete requirements appear in Section 452 of the Illinois Marriage and Dissolution of Marriage Act.

A joint simplified dissolution is not available merely because a divorce is uncontested. Couples who agree on everything but do not meet the statutory requirements can still pursue a regular uncontested divorce.

Because eligibility requirements and court forms can change, parties should confirm the current rules and consider obtaining independent legal advice before waiving important rights.

Divorce Involving Children

A divorce involving minor children is not a separate legal type, but it requires additional decisions and court findings.

Parents may need to address:

  • Regular parenting schedules
  • Holidays and school breaks
  • Transportation and exchanges
  • Education and healthcare decisions
  • Extracurricular activities
  • Childcare
  • Communication with the children
  • Child support
  • Health insurance
  • Uncovered medical expenses
  • Travel and possible relocation

Illinois generally refers to these subjects as parenting time and the allocation of parental responsibilities. Wisconsin uses the terms legal custody and physical placement.

Parents who agree on property and financial matters may still have a contested case if they cannot agree on parenting issues. Conversely, parents may resolve their parenting plan while continuing to work through financial questions.

Divorce Involving Substantial or Complex Property

“High-asset divorce” is not a separate statutory type of divorce. It describes a case involving property or financial questions that may require more extensive analysis.

Complex cases may involve:

  • Privately owned businesses
  • Professional practices
  • Multiple real properties
  • Trust interests
  • Stock options
  • Executive compensation
  • Retirement plans
  • Inherited property
  • Property owned before marriage
  • Significant or disputed debt
  • Tax considerations
  • Questions about missing or incomplete information

Additional professionals may be needed to value property, analyze taxes, trace funds, or evaluate business interests. Mediation may still be useful, but the participants need sufficient information to make informed decisions.

Each spouse should consider obtaining independent legal, financial, and tax advice when appropriate.

Legal Separation

Legal separation is not the same as divorce. A legally separated couple remains married and cannot marry someone else.

Legal separation may appeal to couples who want to live separately and establish legally enforceable arrangements without immediately ending the marriage. Their reasons may involve religious beliefs, insurance, finances, immigration concerns, the possibility of reconciliation, or other personal circumstances.

Legal separation can address many of the same subjects as divorce, but the legal and financial consequences are not identical. The Wisconsin Court System provides forms for both divorce and legal separation, while Illinois includes legal separation within its Marriage and Dissolution of Marriage Act.

Because remaining legally married can affect taxes, property, benefits, inheritance, and future obligations, parties should obtain independent legal advice before selecting this option.

Annulment or Declaration of Invalidity

An annulment—called a declaration of invalidity in Illinois—is not a faster alternative for people who regret getting married. It is available only when specific legal grounds exist.

Possible grounds can involve incapacity, lack of valid consent, a prohibited marriage, or another circumstance recognized by state law. Deadlines and proof requirements may apply.

When a valid marriage has simply broken down, divorce—not annulment—is generally the appropriate legal process.

Where Does Mediation Fit?

Mediation is not a separate kind of divorce, and a mediator does not grant or finalize a divorce.

Instead, mediation provides a structured process in which a neutral mediator helps participants:

  • Identify unresolved decisions
  • Exchange relevant information
  • Clarify concerns and priorities
  • Consider possible solutions
  • Develop proposed terms
  • Record agreements and remaining issues

Mediation may begin before a court case is filed or while a contested case is pending. It may address every issue or only selected questions.

When agreements are reached, CEL & Associates prepares a memorandum of understanding describing the proposed terms. The memorandum is not a court order. Each participant is encouraged to have an independent attorney review the proposed agreement and handle the legal steps necessary to incorporate approved terms into court documents.

Learn more about pre-decree divorce mediation through CEL & Associates.

Mediation Is Not Appropriate in Every Case

Mediation depends on voluntary, informed, and meaningful participation. It may be inappropriate when:

  • A participant cannot negotiate safely
  • Domestic violence, threats, or coercive control are present
  • One spouse is concealing assets or refusing to provide information
  • An urgent court order is needed
  • A participant cannot understand the information or proposed terms
  • One person is using the process solely to delay the case

Independent legal advice remains important even when mediation is appropriate. A mediator is neutral and does not represent either spouse.

Choosing the Appropriate Divorce Process

The most useful question is not simply, “What type of divorce do I have?” It is, “Which issues are resolved, which remain open, and what process will allow us to address them safely and effectively?”

Before choosing how to proceed, consider:

  • Whether both spouses are willing to exchange complete information
  • Whether there is basic agreement about parenting
  • Whether property or support questions are complex
  • Whether either person needs temporary financial or parenting orders
  • Whether both participants can negotiate safely
  • Whether independent professional advice is needed
  • Whether unresolved issues might be addressed through mediation

A divorce may move between categories as circumstances change. A contested case can become uncontested after agreements are reached, and an apparently straightforward case may become more complicated when new financial or parenting information emerges.

CEL & Associates offers mediation for financial, parenting, pre-decree, and post-decree concerns.