When looking at this issue it is easy to be mislead into thinking that there are easy solutions to this problem. Current research gives some very pat answers to a question that is extremely complex. The key to understanding the insurance dilemma facing divorced spouses is to look at long term solutions and to understand the need for an advisor to negotiate the process.
Co-parenting starts the day the decision is made to divorce has been made. Even the most amicable divorces need a plan for future co-parenting. Putting your children’s best interests first, no matter how much you may dislike their other parent, is the key to co-parenting.
As a mediator, I work a lot with divorcing, separating and never married couples who, for the best interests of their children, must agree on a child support amount that makes for both of them. In IL, where I practice, child support is based on a straight % of the payers “net” income, the more
